What is Payday Loans or Cash Advances?
Payday Loans, Fast Cash, Cash Advances are short term loans to help you in unforeseen circumstances when they occur in the middle of the month and you need some extra cash to fulfill those needs.
What can a Cash Advance be used for?
For any unexpected expense which wasn’t included in the budget, any special occasion to be celebrated or any bill to be payed off or to prevent from a late payment fee on your credit card, this is at your own discretion.
How much can I borrow?
You can apply between $100 to $1500, depending upon your monthly income.
Is there any applicable fees?
There is no administrative fees. The interest would be levied on the base amount borrowed.
What is APR?
APR is Annual Percentage Rate. It is the interest payable on amount borrowed as an annual rate charge. Before you take a loan you should get the APR calculated.
When will I get the amount?
You will receive the amount within an hour that’s the reason its also know as Fast Cash Loan.
For how long can I use the Fast Cash Loan?
Fast Cash Loan also termed as Payday loan is a short term credit facility so it should be returned back when the next paycheck is received. It should not be used for longer period.
What all information’s are needed?
- Specify the loan amount required.
- Personal Details.
- Financial Details.
- Bank Details.
Is my information secured?
100%, your information and details are secured and kept confidential.
Do I have to be the home owner?
No, its not important to be home owner, you can be tenant but must fulfill all other requirements.
If I don’t have a debit card?
Its mandatory to have a debit card, without that you cannot get loan amount.
What are the basic requirements to apply for Payday loan?
- Be a US resident.
- Employed with a regular income.
- Have an account with facility of direct debit.
- Age above 18 yrs.
Would bad credit history affect my loan request?
It may have some effect but as long as your information’s are verified and you fulfill the minimum requirements, your loan could be approved but the APR would be on higher side.
Once paid off, when can I borrow another Payday Loan?
You need to wait for three working days. We will check your account which should be of a non-pending payment.